If you’re looking for a 4 point or wind mitigation inspection its most likely because you need it to obtain or retain your homeowner’s insurance policy. These inspections help insurance companies get an idea of the overall condition of the home they will be insuring. Keep in mind that these inspections are not meant to take the place of a Full Home Inspection. They are very limited in scope and only 2-5 pages long. A typically full home inspection report is 40-70 pages long going over the house top-to-bottom. If you don’t know which inspection best suites your needs please contact us anytime and we’ll be happy to guide you.
A 4-point inspection looks at the 4 major systems in an older home. The insurance company wants to know that the home has been well maintained, and the major systems are in good working condition.
Here is what a 4-point inspection looks at:
A wind mitigation inspection is an examination of certain wind-mitigating features of a home that help reduce the amount of damage your home may suffer in the event of a hurricane or strong windstorm. Homeowners can receive substantial discounts on their insurance premiums depending on the features that may be in place. These inspections must be performed by qualified inspectors.
During our Wind Mitigation Inspections, we are looking for the key features listed in the Uniform Mitigation Verification Inspection Form (sample form). We then generate a report based on our findings, which you can then submit to your insurance provider.
Usually, an insurance carrier will request a roof certification on a home when their documentation shows that a roof is nearing the end of its life expectancy. As certified roof inspectors, will provide you with a roof certification inspection report, which you can pass on to your insurance agent. During the roof certification process, expect the following steps:
We will definitely use Nate again for any home inspection needs. He was responsive and quick to do our inspection, which was very helpful. He was professional, and reasonably priced.
Maggie – Client