What is a home inspection? (All Questions Answered)

My goal – is to ensure, after reading this blog, you don’t have to search for “What is a home inspection?” anymore!

For centuries, prospective buyers have sought insight into properties unseen with the help of trusted advisors.

In the Middle Ages, the local blacksmith may have accompanied you inside the thatched cottage to ensure the roof was sound and the floors steady. In the New World, you’d enlist the town carpenter or mason to assess fireplaces and foundations of a homestead before staking your claim.

Today, we rely on a trained or licensed home inspector to be our discerning set of eyes. Armed with gadgets and equipment, they dive deep into a home’s nooks and crannies to assess electrical, plumbing, structure, and more. A home inspector report becomes our faithful guide, illuminating the bounty and flaws of the abode in question.

Yes, though tools and technology have advanced, the innate yearning to know a home’s true nature before commitment remains.

On this note, I aim to help you understand anything and everything about home inspections. In this blog, I will not just be discussing what is a home inspection and what is the cost of a home inspection, but almost every before and after detail, along with choosing the ideal home inspector.

Let’s get started.

Table of Contents

What is a home inspection?

According to the International Association of Certified Home Inspectors, a home inspection is a non-invasive, visual assessment of a residential property’s accessible areas. The objective of this inspection is to bring to light the defects within specific systems and components that you may find in InterNACHI’s Standards of Practice documentation.

In addition to the home inspection definition, we need to understand that:

The observations that the inspector makes at the time of inspection (or on the inspection day) are what will be documented in your home inspection report and not any prediction of future conditions.
The inspection will not reveal every possible inspection that exists or ever did, but only the material defects that the inspector finds on that day.

What a home inspection can do for you is massive. It lets you know what you’re getting into before you sign and helps save you big time in the long run. Consider it cheap insurance on one of the biggest purchases of your life. Approach it with patience and an eagerness to learn. Inspections help good folks like you make informed choices.

Who is a home inspector?

A home inspector is a professional who visually examines the physical condition of a house or apartment. Their job is to identify defects, issues, and safety hazards in the home’s major systems and components such as the foundation, roof, plumbing, electrical, heating and cooling systems, and more.

Home inspectors use specialized tools like moisture meters, outlet testers, and thermal imaging cameras to aid in their analysis. They will open up access panels, crawl through small spaces, and even go up on the roof. After completing a 2-4 hour inspection, the home inspector provides a detailed written report summarizing the condition of the home.

This helps buyers understand any repairs or upgrades that may be needed and informs negotiations or decisions regarding the property. While inspectors evaluate the property’s condition, they do not provide cost estimates for repairs. Their role is to be the eyes and ears, providing an unbiased assessment to enable the buyer to make an informed purchase.

Some backdrop on home inspection and home inspectors

It was over three decades ago that the home inspection industry took shape, born out of a need voiced by real estate agents. As buyers uncovered defects after closing, agents found themselves liable. To remedy this, professional home inspectors stepped in. Their role became protecting buyers by thoroughly evaluating properties pre-sale.

These inspectors require expertise across all construction systems – plumbing, electrical, structural, HVAC and more. They must have a keen eye to catch subtle faults while also clearly communicating findings. Nuance is vital as overstating issues may unjustly hinder a sale, while understating them leaves the buyer in trouble post-closing.

One might presume inspectors and agents harbor resentment. But statistics show otherwise, with over 92% of realtors advocating for inspections. Far from being adversaries, agents appreciate thorough reports that help avoid future disputes over undetected defects. However, they understandably favor working with qualified professionals who provide reliable assessments.

When performed diligently by an ethical inspector, few services are more valuable to home buyers than a pre-sale inspection. By shedding light on the property’s true condition, inspectors empower buyers to make sound investments. In doing so, they benefit all stakeholders in the real estate transaction. The home inspection has rightly become an indispensable part of the process.

Home Inspection Exclusions and Limitations

Now, there are certain limitations and exclusions for home inspections that we must know of. These have been laid down by InterNACHI.

Limitations

The inspection provides a general overview, not an exhaustive technical analysis of all systems and components.
Concealed or latent defects may not be identified during the inspection.
The inspection does not evaluate subjective elements like aesthetics, taste, or cosmetic defects.
It does not determine if the home is suitable for any intended use.
The inspection does not evaluate market value, marketability, insurability or advisability of purchase.
The inspection does not determine expected lifespan of systems or components.
Uninstalled items are not included in the inspection.
This standard applies to properties with up to 4 residential units and attached garages/carports.
The inspection focuses on visually accessible elements, not invasive dismantling of components.
The goal is a baseline assessment, not identification of every latent defect or future repair need.

Exclusions

Home inspection exclusions – part 1

The inspector has no obligation to ascertain:

Property lines or encroachments.
The state of any component not readily accessible.
Expected lifetime of any component or system.
The dimensions, capacity, performance, or efficiency of any component or system.
The cause or reason behind any condition.
Cause for correction, repair, or replacement of any system or component.
Future conditions.
Compliance with codes or regulations.
Indications of rodents, wildlife, insects, or other pests.
Presence of toxic mold, mildew, or fungus.
Air quality and airborne hazards like radon.
Environmental hazards including lead paint, asbestos, or toxic drywall.
Electromagnetic fields.
Any hazardous waste conditions.
Manufacturers’ recalls or conformance, or consumer protection information.
Acoustical properties.
Cost estimates for correction, replacement, or repair.
Operating cost estimates for any system.

Home inspection exclusions – part 2

They have no duty to operate:

Shut-down systems.
Any malfunctioning system.
Low-voltage electrical systems like phones, cable, satellite, lights, or remote controls.
Systems not activated by normal controls.
Any shut-off or manual stop valves.
Any electrical disconnects or overcurrent protection.
Alarm systems.
Moisture meters, gas detectors, or similar equipment.

Home inspection exclusions – part 3

Further, the inspector has no duty to:

Move personal items, carpets, tiles, furniture, coverings, plants, debris, snow, water, or anything limiting visual inspection.
Dismantle, open, or uncover any system or component.
Venting equipment with household appliances
Enter or access unsafe areas.
Enter unsafe crawlspaces or restricted areas.
Inspect underground items like irrigation, storage tanks, abandoned or active.
Take any action considered unsafe or dangerous to the inspector or others, or risk damaging property, like walking on roofs, climbing ladders, entering attic spaces, or encountering pets.
Inspect decorative items.
Inspect common elements in multi-unit buildings.
Assess intercoms, speakers, or security systems.
Provide guarantees or warranties.
Perform any engineering services.
Perform any trade or profession other than home inspection.
Research property history or its potential for modification, extension, or proposed occupancy.
Determine age or installation of any system, structure, or component, or differentiate original construction from later additions, renovations, or replacements.
Determine insurability.
Perform environmental or Phase 1 audits.

Now, we gradually move toward the home inspection checklist, i.e., what do home inspectors look for during the assessment.

What does a home inspection cover?

This section is more like a house inspection checklist. I will mention and explain what’s covered, as in what does a home inspector check.

Roof

While carrying out the roof inspection, the inspector will focus on visually examining the:

Chimney
Skylights
Flashing
Roof covering
Downspouts
Vents
Gutters

They will either do this from the ground level or eaves. Further, the inspector will write down the type of roof covering materials present and also describe them properly in the report. In case there is any evidence of active roof leaks which is detected, that will be reported too.

However, the inspector has no obligation to:

Inspect underground drainage pipes
Predict the roof’s service life
Warranty or certify the roof
Walk on sloped roof surfaces
Move insulation, walk on unsafe areas, or inspect attachments like antennae
Confirm the proper installation of roof covering materials.

As I mentioned above, this inspection of the roof is not to warranty it but to actually identify any visible evidence of roof leaks or damage, so the inspector can note it.

Exterior

Next, we have the external components in the inspection phase. Here, the inspector will assess the condition of the walls, railings, doors, windows, porches, and vegetation surrounding the house.

The inspector will check the wall coverings to identify what materials are used. They will also note down any damage, deterioration, or other issues that require repair.
Windows and exterior doors are analyzed for weather-tightness, proper operation, or any damage.
To check for safety issues like broken or uneven surfaces, the inspector will also check out stairs, walkways, driveways, porches, balconies, carports, patios, and decks.
To ensure no moisture issues exist, the soffits, fascia, and eaves are assessed for proper drainage.
For proper height and spacing, the inspector checks the handrails, railings, and guards. Also, the vegetation is examined to identify the plants either coming in contact with or damaging the homes’ exterior, i.e., through moisture intrusion.
Further, the inspector describes the type of exterior wall materials and notes spacing issues with intermediate balusters, spindles, and rails.

While you might have figured that the inspection is thorough and in-depth, there are a few components that don’t make the cut, such as fences, recreational equipment, and lighting. On top of that, the inspector also excludes identifying geological issues on the house and underground systems like wastewater treatment, utilities, and irrigation.

Basement, Foundation, Crawlspace & Structure

Here, the inspector will examine the foundation, the basement, the crawlspace, and the structural components. The home inspector should provide details on the type of foundation and how to access any underfloor spaces. It’s important to keep an eye out for potential structural issues and flag anything suspicious, such as:

Observed wood touching soil
Evidence of water intrusion, like leaks or moisture damage
Cracks in sheetrock walls or bricks
Doors or windows that appear out of square or not level
Floors that are uneven or sloped

The inspector should also note any questionable framing like large cutouts, notches, or holes drilled in structural members. However, an inspector doesn’t need to:

Squeeze into inaccessible crawlspaces
Move stored items or debris
Operate sump pumps with hard-to-reach floats
Evaluate if foundation bolts, floor joists, or other supports are adequate
Provide architectural or engineering assessments

The focus should be on visually identifying defects or areas of concern. That way, the inspector can advise to get a professional evaluation done if any serious issues are suspected.

Heating

The inspector inspects the heating system by examining the equipment, thermostat location, energy source, and heating method. The inspector notes any issues with the system failing to operate or being inaccessible.

However, inspectors are not required to fully evaluate the technical specifications of the system like uniformity of temperature or flow, supply adequacy, combustion air calculations, or calibrations.

They do not test heat pumps in extreme weather, activate pilot lights, override thermostats, or inspect fuel supply systems. The focus is on basic operation, accessibility, and visible components. Safety issues like ambient conditions, fuels, or ignition are left to specialty technicians. In short, inspectors check basic functions but not comprehensive technical performance.

Cooling

The cooling system inspection focuses on the system’s basic operation and main components. The inspector will describe the thermostat location and cooling method, and check that the system runs when turned on.

They will report any issues with operation or accessibility. However, they do not evaluate technical details like temperature uniformity, airflow, BTUs, or cooling adequacy. Portable units and electronic air filters are also excluded.

Furthermore, inspection may be limited by exterior temperatures below 65°F or other unsafe conditions. Also, calibrations, setbacks, clocks, electrical current, coolant fluids, and leakage are not inspected. The end goal is to assess the cooling system’s basic function, not provide a comprehensive technical evaluation.

Plumbing

The inspector should look at several key things:

The main water and fuel shut-off valves – Do they work properly?
Water heater and venting – Is the water heater in good shape and properly vented?
Pipes and fixtures – Check for leaks, adequate water flow and pressure, and overall condition.
Drains and sump pumps – Make sure drains have the right slope and aren’t clogged. Sump pumps should be tested.
Running water through fixtures – This checks for leaks and water flow.
Flushing toilets – Does the toilet flush properly and fill back up with water?

There are some limitations on what an inspector can check:

They don’t test shower pans for leaks, ignite pilot lights, evaluate water quality/supply, or inspect interior flues.
Safety valves, interior valves, and anti-siphon devices aren’t tested.
Extensive disassembly isn’t performed to inspect internal components.

The goal is to spot visible issues and make sure key plumbing components (interior plumbing) are in working order. This gives you a general sense of the system’s condition without exhaustive testing and further helps identify potential problems so repairs can be made before move-in.

Electrical

The inspector has a big job ahead of them when examining your electrical system. Here’s an overview of what they will look at:

Outside, they will check the:

Service drop lines from the utility pole
Overhead service wires
Where the wires attach to your house
The service head, gooseneck, and drip loops
Service conduit and wires running to the electric meter
The meter itself and its base
The main shut-off switch for the service wires

Inside, the inspector looks at:

The main service panel, any subpanels
All the circuit breakers and fuses
They make sure the system is properly grounded

They will test:

A sample of switches, lights, and outlets
Any outlets with safety features like AFCI or GFCI

They will check that required smoke and CO detectors are present
The inspector notes:

The amp rating on the main service disconnect if labeled
The type of wiring used in the system

Any issues found like:

Damaged wires
Open panel spaces
Aluminum wiring
Problems with outlets
Missing detectors

But they won’t do everything like open closed panels, test shut-off equipment, inspect emergency power sources, low-voltage systems, electrical de-icing tapes, swimming pools wiring, etc. Their focus is assessing the main system and key components as outlined. Let them know of any special systems to check. Overall, the aim is to ensure your electrical wiring system is safe and working properly.

Fireplace

There are several key aspects that an inspection of fireplaces will include. To start with, it is the visible or easily reachable parts of the chimneys and fireplaces that the inspector evaluates. Next, the cleanout doors and frames, lintels above fireplace openings, and damper doors (if they can be opened and closed manually and are readily accessible) are also a part of the inspection. The inspector will also describe the type of fireplace in the report.

There could be issues that may require correction, so they will be reported. Such as:

Absence of carbon monoxide and a smoke detector in the room the fireplace is
Manually operated dampers not functioning properly
Joint separation, deterioration, or damage of the hearth, hearth extension, or chambers.
Cleanouts that aren’t made of non-combustible materials such as pre-cast cement, or metal.

However, there are certain tasks that the inspector isn’t obligated to carry out, including inspecting the flue or vent system, examining the interior of chimneys or flues, fire doors, screens, seals, gaskets, or mantels.

Further, the inspector won’t:

Determine the need for a chimney sweep
Operate gas fireplace inserts, light pilot flames
Assess installation appropriateness
Inspect automatic fuel-fed devices, combustion or make-up air devices, heat-distribution assists, draft adequacy
Perform smoke tests

Dismantling or removing components and conducting a National Fire Protection Association (NFPA)-style or Phase I fireplace and chimney inspection are also not within the scope of this inspection.

Attic, Insulation, and Ventilation

The home inspector will examine the insulation and ventilation in areas like the attic, crawlspaces, and foundation. They will look at the amount and thickness of insulation in the attic and note any deficiencies. The inspector will also check the ventilation in places like the kitchen, bathrooms, and laundry room to ensure proper airflow and prevent moisture/mold issues.

However, their work is limited in some respects. They will not enter unsafe attics or crawlspaces, disturb existing insulation/vapor barriers, or damage any systems. Also, the inspector will refrain from testing thermostatically operated fans or assessing materials used on wiring, ducts, boilers, or jackets. The goal is to provide an overall assessment of insulation and ventilation in the less visible areas of the home without causing any damage in the process.

Doors, Windows, and Interior

You must be thinking that I have already mentioned doors and windows earlier, so why am I restating them? It’s because earlier, they were included in the external components. And here, we will take the interior or the inner elements into consideration.

The inspector shall check the functionality of doors and windows by opening and closing a good number of them. Next, they will figure out the condition of:

Ceilings
Stairs
Steps
Landings
Floors
Walls
Stairways
Ramps
Handrails
Guards

On top of this, they will also examine the garage vehicle door openers using the default or normal controls. Then, the inspector will give a description of the garage vehicle doors, basically specifying if they are manually operated or equipped with a garage door opener.

The inspector will report any issues that they find and require correction. This includes noting:

Any broken-seal windows or fogged ones
Malfunctioning photo-electric safety sensors
Improper spacing between intermediate balusters, spindles, and rails for steps, stairways, guards, and railings

Then again, there are few things which the inspector is not responsible for, such as inspecting:

Window treatments
Floor coverings
Paint
Central vacuum systems
Wallpaper
Security systems
Fastening of various household items
Safety glazing
Pools, spas, or fountains
Remote controls
Small appliances
Items not permanently installed
Elevators

Further, they shall also not take part in moving covering such as rugs or carpets, furniture, or any stored items for the inspection of concealed floor structures. They will not inspect or operate equipment in the garage unless otherwise specified, nor will they verify or certify the operation of garage door safety features. They won’t assess security bar release mechanisms or operate systems requiring special keys or codes.

Note:

I understand if this has become a little too technical for you. But trust me; if you have this guide and knowledge, you’d be in a far better position than someone who just knows the basics or maybe nothing at all; plus, you can speak confidently with any inspector that you are looking to hire).

How much does a home inspection cost?

The home inspection price varies based on the location and the size of your home. But to give you an average, you can expect the typical home inspection cost to be anywhere between $200 and $700.

Here is the average full home inspection cost you can expect based on your home size.

Size (in sq. ft.)	Average cost for inspection
< 500	$225
501 – 1,000	$262
1,001 – 1,500	$300
1,501 – 2,000	$328
2,001 – 2,500	$350
2,501 – 3,000	$371
3,001 – 3,500	$402
3,501 – 4,000	$463
4,001 – 4,500	$500
4,501 – 5,000	$574
5,001 – 6,000	$629

Along with understanding how much are home inspections, you also need to know who pays for the home inspection. In a typical case, it is always the buyer who pays for a home inspection. This allows them to choose their own independent home inspector to conduct a thorough inspection of the property. Paying for the inspection gives the buyer more control and ensures there is no conflict of interest with the inspector being chosen by the seller. It allows them to gain unbiased professional insight into the condition of the home. The results of the inspection then inform the buyer’s decision on whether to move forward with the purchase, ask for repairs, or walk away.

In some cases, a seller may pay for an inspection up front to reassure buyers and speed up the sale. However, this means the buyer does not choose the inspector, so they may want to bring their own certified specialist as well for an unbiased second opinion.

When is a home inspection required?

Is a home inspection required generally?

No. But should you get it? A big fat “YES”.

A home inspection, like most say, provides you with peace of mind. You know when to walk away, when to negotiate, etc. But in this section, I’ll just point out a few scenarios where a home inspection may be required.

Mortgage approval

When buying a home, the mortgage lender typically only requires a wood-destroying organisms (WDO) report and an appraisal report, not a full home inspection. The organisms report checks for termites, fungi, and other pests that could damage the structure, while the appraisal estimates the property’s market value to ensure the mortgage loan amount is justified. These help the lender mitigate risk.

However, a home inspection looks at all the home’s major systems and structure, uncovering issues an appraisal may miss. So while not mandated, an inspection is highly recommended for buyers to fully understand the condition and value of the property before finalizing the purchase. It can reveal defects that could affect safety or require price negotiations.

For the buyer’s protection, a thorough inspection beyond what the lender requires provides peace of mind about the home’s quality and flagship issues to address.

Insurance purposes

Insurers may require an inspection when you purchase a policy with a new company, renew your existing policy, or make substantial changes to your home like renovations or additions. A home insurance inspection (as they say) helps the insurer evaluate the risks associated with insuring your specific property.

They will check the roof, siding, foundation, electrical systems, and more. The goal is to make sure your home is properly maintained and not prone to damage. After the inspection, your insurer may adjust your policy terms or premiums based on their assessment.

So it’s a good idea to make any needed repairs before the inspector arrives. That way, you reduce the chance of issues being flagged that could lead to higher rates or even cancellation.

Seller disclosure laws

Florida law requires a homeowner and real estate agent to disclose any significant property defects to potential buyers, even if those defects may not be readily visible during a showing.

While the state does not mandate the use of a specific disclosure form, the Florida Association of Realtors provides a Seller’s Property Disclosure Form that sellers can utilize. This aims to notify buyers of current problems with the home or surrounding area before they finalize their purchase.

Even without a standard form, sellers have an obligation under Florida law to disclose known defects that could impact the value or habitability of the property. Proper disclosures protect buyers and help avoid disputes down the line.

So, if you are a home seller and find this to be tiresome, a home inspection can help you identify and disclose these issues accurately.

Buyer’s due diligence

A home inspection is highly recommended for all home purchases to help the buyer (which is you) fully evaluate the condition of the property. While a home inspection is not legally required in most cases, it is an important part of your due diligence before finalizing a home purchase.

The inspection allows you to have a qualified, licensed home inspector thoroughly evaluate the home’s major systems and components like the roof, plumbing, electrical, HVAC system, and structure. This professional evaluation helps identify any repairs needed or issues that may affect the home’s safety and value.

Conducting a home inspection protects your interests and provides peace of mind about the home’s overall condition before closing.

How to prepare for a home inspection?

Getting ready for a home inspection is a pivotal part of selling a home. A well-prepared home can help the inspection process go smoothly and increase the likelihood of a successful sale. In this guide, we’ll walk you through a comprehensive checklist to ensure you’re well-prepared for your upcoming home inspection. These steps will not only simplify the inspection process but also enhance your chances of receiving a favorable report.

Step 1: Ensure clean and uncluttered inspection access points

Prior to the inspector’s arrival, it’s vital to have all inspection access points clean and free from clutter. A neat and organized space eases the inspector’s job and leaves a positive impression. Here are the key tasks:

Furnace filter maintenance: Ensure that your furnace filter is clean and in good working order. A clogged filter can affect indoor air quality.

Stove and oven care: Present a clean stove and oven. This not only improves their appearance but also optimizes their functionality.

Attic storage: If your attic serves as an access point, remove any stored items, providing unobstructed access for the inspector.

Closet organization: Organize closets that lead to the attic or crawl space. The inspector should have clear access without any clutter.

Exterior perimeter: Outside your home, clear a 4 to 6-inch space around the perimeter to allow the inspector to closely examine the exterior walls.

Step 2: Verify the functionality of key items

To prevent any unpleasant surprises during the inspection, test the functionality of items that the home inspector will likely scrutinize.

Window check: Open and close all windows, checking their locks and seals. Address any malfunctioning locks or seals.

Plumbing evaluation: Flush all toilets and run all faucets to identify potential leaks or drainage problems. These are common inspection areas.

Fan functionality: Ensure that all ceiling and bathroom fans are in working order. Malfunctioning fans can raise concerns among potential buyers.

Light switches: Test all light switches to confirm they work correctly. Promptly replace any non-functioning switches.

Garage doors: Operate the garage doors both manually and with the remote. Test the reverse safety setting to ensure safe operation.

Weather stripping: Inspect door weather stripping for integrity. Replace or repair it if it’s worn or damaged.

Downspout efficiency: Confirm that downspouts effectively divert water away from your home’s foundation. Proper drainage is essential.

Heating and cooling ducts: In the crawl space, ensure that heating ducts are properly connected. Also, verify that fan ducts are correctly venting from the attic.

Step 3: Prioritize safety and security measures

Addressing these aspects not only ensures a secure environment but also showcases your home in the best light.

Smoke detectors: Replace batteries in smoke detectors and test their functionality. Safety is a top priority, and functional smoke detectors are imperative.

Carbon monoxide detector: Ensure that the carbon monoxide detector is operating correctly. It’s a crucial safety measure.

Fire safety: Have a readily accessible fire extinguisher in a visible and easily reachable location.

Gas lines and chimneys: Securely cap gas lines and chimney entry points. This prevents unwanted intrusions and maintains safety.

Pest control: Proactively deal with any pest issues by exterminating bugs or rodents. A pest-free home is more appealing to potential buyers.

Step 4: Address necessary property repairs

These repairs will upgrade the overall condition of your property, leaving a positive impression on potential buyers.

Lighting upgrades: Replace any burnt-out light bulbs throughout your home. Adequate lighting can make spaces appear more inviting.

Caulk and sealing: Re-caulk around bathtubs and sinks where needed. This helps prevent water damage and keeps these areas looking fresh.

Bathroom repairs: Address any water damage in your bathrooms, whether it’s peeling paint or damaged tiles. A well-maintained bathroom is a selling point.

Plumbing maintenance: Unblock any drain clogs to ensure that water flows smoothly down drains. A plumber can help if you encounter persistent issues.

Grout refresh: Revitalize dingy grout in your tiled areas. Clean, fresh grout can significantly improve the appearance of kitchens and bathrooms.

Window and screen updates: Replace torn window screens and repair cracked windows. These repairs enhance your home’s exterior appearance.

Roofing care: Repair or replace any missing roofing materials. A sound roof is essential for a positive inspection outcome.

Insulation check: Address damaged or missing insulation in the attic and crawl space. Proper insulation is important for energy efficiency.

Crawl space covering: Cover the crawl space with a 6 mm plastic sheeting. This helps prevent moisture issues and promotes a healthier environment.

Step 5: Enhance your home’s exterior

First impressions matter, and the exterior of your home is the first thing potential buyers see. Sprucing up the exterior surfaces can significantly impact the inspection process. Here are exterior home improvements to consider:

Roof maintenance: Sweep debris off the roof, or if necessary, pressure wash it to remove stubborn stains. A clean roof improves your home’s curb appeal.

Tree trimming: Trim trees that hang over or are close to the roof line. This prevents potential damage and ensures safety.

Gutter cleaning: Clear debris from your gutters to ensure they function correctly. Proper drainage is essential for the integrity of your home.

Landscaping: Remove debris around the A/C compressor, downspout drainage, and foundation vents. Ensure the soil slopes away from the home for effective water runoff.

Step 6: Finalize preparations on inspection day

On the day of the inspection, there are some last-minute preparations to keep in mind to ensure a smooth process:

Early departure: Plan to leave your home at least an hour before the scheduled inspection time. This allows the inspector to work without interruption.

Pet care: Take your pets with you when you leave for the inspection. This eliminates any potential distractions and ensures their safety.

Remote accessibility: Leave remotes for the garage door, ceiling fans, lights, and other relevant items. This enables the inspector to test these features easily.

Key accessibility: Leave keys for gates, outbuildings, and electrical boxes in a designated location for the inspector’s use.

Pilot lights: Turn on the pilot light for gas-fired appliances, including the water heater. This ensures they can be tested during the inspection.

Utilities on: Confirm that all utilities, including water, gas, and electricity, are turned on for the inspector’s access.

Laundry and dishes: Empty the washer and dryer of any laundry and remove dishes from the sink and dishwasher.

Documentation: Leave a sketch or clear identification of the well or septic tank’s location for the inspector’s reference. Additionally, provide any paperwork related to maintenance, repairs, or insurance claims to demonstrate your home’s well-maintained history.

So, here it is. a 6-step process for every seller out there to prepare for a home inspection. While I could have ignored this section, but I wanted to cover as much as I could. This was a do-it-yourself checklist which will help you prepare before the buyer arrives with their home inspector.

Why home inspections are important?

There are quite a few reasons for you to get a home inspection done. I’ll lay down what I believe is important and have seen through years of my experience as a certified home inspector.

Informed decision making

Home inspections are a cornerstone of informed home buying. They provide prospective buyers with a detailed assessment of a property’s condition, which is invaluable in making sound decisions. Armed with this information, buyers can confidently evaluate whether the investment aligns with their expectations and budget. Moreover, if unexpected issues are uncovered during the inspection, it offers buyers a crucial opportunity to reconsider their purchase or negotiate with the seller.

Safety assurance

One of the primary reasons for a home inspection is to ensure the safety of the property’s future occupants. Inspectors can identify potential hazards such as radon gas, carbon monoxide leaks, and mold infestations. These issues can have serious health implications and may require costly remediation. Buyers can include contingencies in their purchase contracts to address these safety concerns, protecting themselves and their families from hidden dangers.

Since safety is the point of discussion here, I wanted to share a short “Did You Know?”:

As per a journal on National Institutes of Health (NIH), falls are the leading cause of accidents among the elderly aged 65 years and above. Furthermore, it is the leading cause of death by accident, and observations reveal that environmental factors play a key role in the probability of falls in the homes of the elderly.

Legal compliance

Home inspections can uncover unauthorized additions or installations that may not comply with local building codes and regulations. This information is vital as it can impact the property’s overall value, tax assessments, and insurance coverage. Properties with unpermitted modifications may carry legal and financial risks for buyers. Understanding these issues upfront allows buyers to make informed decisions and potentially negotiate with the seller to rectify any compliance issues.

Protection for special cases

Foreclosed properties or homes sold in a short sale often come with their own set of challenges. Many of these properties have been vacant for extended periods, leading to neglect and potential problems like mold growth or missing components. Home inspections act as a shield for buyers, revealing these hidden issues and enabling them to assess the true cost and effort required to make the property habitable. This knowledge prevents buyers from getting caught off guard by costly surprises.

Negotiation leverage

The inspection report serves as a potent tool during negotiations. Buyers can use the findings to request repairs, negotiate a lower purchase price, or seek credits from the seller. Realtors play a crucial role in guiding buyers on how to navigate these negotiations effectively, leading to a successful real estate purchase. Having a clear understanding of the property’s condition empowers buyers to advocate for their interests and secure a better deal.

Financial planning

Home inspectors provide insights into the age and condition of major systems within the property, including plumbing, heating, cooling, and essential equipment like water heaters. Understanding the remaining lifespan of these components is vital for long-term financial planning. It informs buyers about potential future expenses, allowing them to budget accordingly and make informed choices regarding home insurance coverage and warranties. This foresight prevents financial surprises down the road.

Identify deal-breakers

Home inspections help buyers determine their willingness to tackle necessary repairs or improvements. By understanding the extent of the property’s issues, buyers can assess whether they are prepared for the additional financial and time commitments required to bring the property to their desired condition. If the inspection reveals deal-breaking problems, buyers have the option to walk away from the purchase or renegotiate with the seller.

Educational value

Home inspectors serve as valuable sources of knowledge about the property. They offer practical advice on how to maintain and care for the home, which can save buyers thousands of dollars in the long term. From tips on regular maintenance tasks to guidance on energy efficiency improvements, this educational aspect of the inspection ensures that buyers are well-prepared to protect and enhance their investment.

Home inspection questions which are important to answer

How long does a home inspection take?

Answer: A typical home inspection usually takes around 2 to 4 hours, depending on the size and condition of the property. Larger or more complex homes may take longer to inspect thoroughly.

How to find a home inspector?

Answer: Here, check these steps out:

Ask for Recommendations: Start by asking for recommendations from friends, family, and your real estate agent. They can provide valuable insights based on their experiences.
Online Reviews: Check online resources for customer reviews of local home inspectors. Websites like Yelp, Google Reviews, and Angie’s List can offer a wealth of feedback from previous clients.
Better Business Bureau (BBB): Visit the Better Business Bureau (BBB) website to look for home inspectors in your area. This can help you identify inspectors with a good track record and any potential complaints.
State or County Licensing Agency: Depending on your location, home inspectors may or may not be required to have a license. If licensing is necessary, verify the inspector’s credentials with your state or county licensing agency.
Local Real Estate Associations: Contact local real estate associations or boards for recommendations. They often have a list of reputable home inspectors they work with regularly.
Online Directories: Use online directories or databases specific to home inspectors. Websites like the American Society of Home Inspectors (ASHI) or the International Association of Certified Home Inspectors (InterNACHI) offer directories of their members.

Once you have a list of potential home inspectors, you can then proceed to evaluate and select the one that best fits your needs based on their qualifications, experience, and reputation.

Should the seller be present during a home inspection?

Answer: In general, it’s best for sellers not to be present during a home inspection. When buyers hire an inspector, it’s to ensure an unbiased evaluation of the property. Sellers’ presence can unintentionally interfere, inhibiting open communication between buyers and inspectors. This might lead to suspicion or discomfort for buyers and hinder the sale. Moreover, sellers may become emotionally attached and defensive when hearing potential issues, making the process uncomfortable. Buyers need the freedom to explore the property, envisioning their future there, which is challenging with the seller present. The key is for sellers to prepare the home, make it accessible, and then step aside, allowing inspectors to do their job. It fosters a smoother, more transparent process that benefits both parties.

What are the things that fail a home inspection?

Answer: During a home inspection, several issues can lead to a failed assessment. These include roof damage, such as missing shingles or water damage, electrical problems like non-functioning components or frayed wires, plumbing issues such as leaks or malfunctioning heaters, presence of pests like termites or vermin, and mold, often associated with water damage.

What happens if a house fails inspection?

Answer: If a house fails a home inspection, it means that the inspector has identified significant issues with the property. In such cases, buyers typically have a few options. They can request a price reduction or credit from the seller to cover the cost of repairs. Alternatively, they may ask the seller to make the necessary repairs before proceeding with the purchase. Lastly, if the issues are too severe or the seller is unwilling to address them, the buyer can choose to walk away from the deal and look for a different home that meets their criteria and is in better condition.

What are the different types of home inspections?

Answer: The following are some common types of home inspection:

Buyer home inspection
Seller home inspection
Pre-purchase home inspection
Pre-listing home inspection
New home inspection
Maintenance inspection
4 point home inspection (commonly for insurance purposes)
Wind mitigation inspection (for insurance and safety)

Then, there are specialized home inspections as well, which further help homebuyers understand the situation and make an informed choice.

Specialized home inspection types:

Mold Inspection
Roof Inspection
Lead-Based Paint Inspection
Radon Inspection
Pool Inspection
Electrical Inspection
HVAC Inspection
Plumbing and Sewer Inspection
Foundation and Structure Inspection
Soil Inspection
Pest Inspection
Termite Inspection

What happens after home inspection takes place?

Answer: After a home inspection takes place, the inspector compiles a detailed report outlining their findings. This report is typically shared with the prospective buyer or homeowner. The report will highlight any issues or deficiencies discovered during the inspection, along with recommendations for repairs or further evaluations. Buyers can use this information to negotiate with the seller for necessary repairs or price adjustments.

What fixes are mandatory after a home inspection?

Answer: Mandatory fixes after a home inspection can vary depending on local regulations and the terms of the purchase agreement. Typically, issues related to safety, structural integrity, and code violations are considered mandatory fixes. This may include problems with electrical systems, plumbing, roofing, or foundation. Cosmetic issues are usually not mandatory but can be negotiated between the buyer and seller.

What is a 4 point home inspection? And how is it different from a standard home inspection?

Answer: A 4-point home inspection is a limited-scope inspection that focuses on four main areas: HVAC (Heating, Ventilation, and Air Conditioning), electrical, plumbing, and the roof. This type of inspection is often requested by insurance companies for older homes to assess the condition of critical systems. It differs from a standard home inspection, which is more comprehensive and covers a broader range of components and areas in the house, including appliances, structural elements, and overall condition. The 4-point inspection is quicker and less detailed, primarily assessing the four specified systems for insurance underwriting purposes. If you want to learn more about 4 point home inspection, check out this blog: https://www.homesteadpi.com/what-is-a-4-point-home-inspection/

What is a home inspection contingency? How does it relate to the inspection process?

Answer: A home inspection contingency (also known as a “due diligence” contingency) in a purchase agreement is a critical clause that allows the buyer a specified period, typically a few weeks, to conduct various inspections, including a home inspection, to evaluate the property’s condition thoroughly. It’s a safeguard for buyers, giving them the option to back out of the contract without penalties if they discover significant issues during this period.

Regarding the inspection process, the due diligence contingency is closely related because it grants the buyer the opportunity to hire a home inspector. If the inspector uncovers material defects, structural problems, or other issues, the buyer can request repairs or negotiate a lower purchase price based on the inspection report’s findings. Without this contingency, buyers may be bound to the contract regardless of the property’s condition, potentially exposing them to unforeseen costs and risks.

What are home inspectors not allowed to do?

Answer: Home inspectors are not allowed to offer services beyond the scope of their inspection, engage in renovations or repairs on the inspected property, cause any damage to the home, inspect specialized systems like pools or hot tubs, or test systems already indicated as non-functional by the seller. They cannot diagnose the causes of problems they find, provide advice, or offer estimates for repairs. Home inspectors must maintain objectivity and only provide factual information related to the components relevant to the inspection. Their role is limited to assessing the condition and safety of the property without having involvement in additional services or decisions.

What is the primary purpose of a home inspection, and how does it relate to determining a property’s value?

Answer: A home inspection serves as a comprehensive examination of a property’s condition and safety. It is typically conducted by a certified home inspector to identify any existing issues or potential problems within a home. While the primary goal of a home inspection is to provide buyers with a clear understanding of a property’s condition, it also indirectly affects the determination of a property’s value.

When a home inspector uncovers material defects, such as structural issues, plumbing or electrical problems, asbestos, mold, or other issues, it enables buyers to make informed decisions about the property. These findings can impact negotiations between buyers and sellers, potentially leading to price adjustments or repairs. In essence, the inspection report can influence the perceived value of the property, and it can be a crucial factor in the final sale price.

Who is a home appraiser? And how are they different from home inspectors?

Answer: A home appraiser is a professional who assesses the monetary value of a property, typically for the purpose of a real estate transaction. They consider various factors, including the property’s condition, location, comparable sales, and market trends, to determine its market value.

In contrast, a home inspector evaluates a property’s physical condition and safety. They examine the structure, systems (such as plumbing, electrical, and HVAC), and overall maintenance of a home. The primary goal of a home inspector is to identify any issues or defects that may need attention or repair, helping potential buyers make informed decisions about the property’s condition. While both professionals play crucial roles in real estate transactions, their focus and expertise differ significantly.

Why is it important to hire a certified or licensed appraiser when conducting a home appraisal? What appraisal methods do they typically use?

Answer: I am no appraiser. While I shouldn’t be picking this question up, but my research came across this question quite a few times. So, not only did I read about it more, but I also talked to one of my friends, who knows some of them personally. Here is my learning.

Hiring a certified or licensed appraiser during a home appraisal process will ensure an accurate valuation of the property. These professionals are trained to provide an unbiased and well-informed assessment of a property’s worth, which is essential for both buyers and lenders.

Appraisers employ various appraisal methods, including the comparison approach, cost approach, and income approach. The comparison approach, widely used in residential real estate, involves assessing the property’s value by comparing it to recently sold properties (comparable home prices) with similar characteristics. They consider factors such as size, location, lot size, and condition.

Appraisers also take into account local building codes and regulations when evaluating a property’s compliance with safety and legal standards, ensuring a comprehensive assessment of its value. Through these standardized approaches, they provide reliable valuations that protect both buyers and lenders from overpaying or lending more than a property’s worth.

What are Material Defects? How they can impact a home’s inspection report?

Answer: Material defects refer to significant issues or flaws within a property that can have a substantial impact on its safety, functionality, or value. These defects are typically structural or safety-related problems that may include issues with the foundation, roof, electrical systems, plumbing, HVAC, or the presence of hazards like asbestos or mold. Material defects can also encompass problems like termite infestations or severe water damage.

The presence of material defects can significantly influence a home inspection report by highlighting critical concerns that need immediate attention. Such findings can lead to negotiation between buyers and sellers for repairs or price adjustments. Failing to address material defects can affect the property’s marketability and potentially result in safety issues or costly repairs for the new owner.

What are the key components of a home that a home inspector examines for structural issues, and how do they affect the inspection report?

Answer: Home inspectors thoroughly assess various key structural components of a property to identify any issues that may compromise its safety or integrity. These components typically include the foundation, walls, roof, floors, and structural supports. Inspectors look for signs of structural damage, such as cracks, shifts, or weaknesses in these areas.

The findings related to structural issues significantly impact the inspection report, as they are essential for buyers to make informed decisions. Structural problems may necessitate costly repairs or impact the property’s long-term durability. In the inspection report, specific details about the nature and extent of structural issues are provided, enabling buyers to gauge the severity and decide whether to negotiate with the seller for repairs or adjustments in the purchase price. Addressing these concerns promptly is crucial to ensure the safety and value of the property.

How do cosmetic issues like peeling paint and cosmetic defects factor into a home inspection, and can they affect a property’s value?

Answer: Cosmetic issues, such as peeling paint or minor cosmetic defects, are indeed in consideration during a home inspection, but their impact on a property’s value is generally limited compared to structural or safety-related problems. While these issues may not directly affect the safety of occupants, they can influence the property’s overall appeal to potential buyers. Homebuyers can use cosmetic defects as negotiation points, requesting repairs or price adjustments to address these concerns. So, while they matter, cosmetic issues are usually secondary to more critical inspection findings.

What are some common problems related to the heating and cooling system, plumbing, and electrical work that a home inspector looks for during an inspection?

Answer: While already discussed, here is the answer in short.

Heating and Cooling System:

Inefficient HVAC Systems: They check if the heating, ventilation, and air conditioning (HVAC) systems are functioning efficiently. Inefficiencies can lead to higher energy bills.
Faulty Thermostats: Inspectors verify if thermostats are working correctly to maintain comfortable indoor temperatures.
Blocked Vents: Blocked or dirty vents can hamper airflow, impacting the system’s performance.
Safety Concerns: They ensure that heating systems, like furnaces or boilers, are safe and free from potential fire hazards.

Plumbing:

Leaks: Inspectors search for any visible leaks in plumbing fixtures, pipes, or connections, as these can lead to water damage.
Water Pressure: They assess water pressure to ensure it meets acceptable standards and is consistent throughout the property.
Drainage Issues: Proper drainage is critical to prevent water accumulation around the foundation, which can lead to structural problems.

Electrical Work:

Faulty Wiring: Inspectors look for signs of faulty or outdated wiring that could pose safety hazards, such as electrical fires.
Overloaded Circuits: Overloaded circuits can trip breakers or cause electrical problems.
Safety Devices: They check the functionality of safety devices like GFCIs (Ground Fault Circuit Interrupters) in areas prone to moisture.

A thorough inspection of these critical systems helps buyers like you make informed decisions and plan for any necessary repairs or upgrades to ensure the safety and functionality of the property.

When should one consider a re-inspection, and what are the potential consequences of waiving an inspection in a home purchase?

Answer: A re-inspection should be considered when significant repairs or renovations have been performed on a property after the initial home inspection. It ensures that the previously identified issues get adequately addressed and that the property is now in the expected condition. Additionally, if the inspection report indicates any material defects or structural problems, a re-inspection is advisable to verify that the necessary repairs took place.

Waiving an inspection in a home purchase can have potential consequences. Buyers who choose to skip the inspection may save time and money upfront, but they also risk purchasing a property with undisclosed defects or issues. This decision could lead to unexpected repair costs down the line or affect the property’s overall value. I will recommend to proceed with an inspection to ensure a transparent and informed real estate transaction.

How involved should I be during the home inspection process?

Answer: Just partnering up with a top-tier home inspection group won’t do. You have to be hypervigilant in this case.

Why so?

Check out this image below.

I was going through a home inspection article on Wall Street Journal. I just scrolled through to check the comments and found someone having a not-so-great experience with a well-reputed inspection company. Therefore, during the home inspection process, you should be on your toes and not have a setback just because a certified specialist is by your side.

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Final Words

Before proceeding, here is what we covered in this blog today.

What is a home inspection?
Who can do home inspections/who does home inspections?
What is checked in a home inspection?
Understood home inspector report
How does a home inspection help buyers?
What is the cost of a home inspection?
When is a home inspection required?
How to prepare for a home inspection?

And many more questions. Now comes the most important question.

Are you actively looking for a home inspection?

If so, I would be more than thrilled to understand your home inspection requirements and help you out in the process. I am an InterNACHI-certified home inspection specialist with over a decade of experience in the industry.

My entire team follows the Standards of Practice laid down by InterNACHI, which will give you the assurance that, more than anything, your safety and the home inspection process will be taken care of when availing our home inspection services.

Our team provides home inspections in

Hillsborough County
Manatee County
Sarasota County
Desoto County

The areas include Bradenton, Sarasota, Riverview, Ruskin, Sun City, Palmetto, Parrish, Ellenton, Lakewood Ranch, Anna Maria Island, Bradenton Beach, Myakka City, Arcadia, Venice, North Port, and everywhere in between.

Here is the communication means:

Phone – (941) 932-0095

Email: nate@homesteadpi.com

Thanks for reading the blog until here, if you did. I hope I was able to value-add and that the blog was worth your time.

Good day!

Sources

InterNACHI:

Thumbtack: https://www.thumbtack.com/

Better Rate Mortgage: https://betterratemortgage.com/do-mortgage-lenders-require-home-inspections/

Bankrate: https://www.bankrate.com/insurance/homeowners-insurance/insurance-inspection/

Orsatti and Associates, P.A.,: https://www.orsattilaw.com/real-estate/sellers-disclosure-obligation-for-property-defects-in-florida/

Zillow: https://www.zillow.com/learn/prepare-for-home-inspection/

Investopedia: https://www.investopedia.com/financial-edge/0511/10-reasons-you-shouldnt-skip-a-home-inspection.aspx

Investopedia:

Nationwide: https://www.nationwide.com/lc/resources/home

State Farm: https://www.statefarm.com/simple-insights/residence/what-a-home-inspector-checks-for-and-whats-not-included

Home City: https://www.homecity.com/blog/should-sellers-be-present-at-the-home-inspection/

Wall Street Journal: https://www.wsj.com/articles/waiving-a-home-inspection-the-aftermath-11652455361#comments_sector

National Association of Realtors: https://www.nar.realtor/home-inspections

National Institutes of Health: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1580222/

Kaplan: https://www.kapre.com/resources/home-inspection/home-inspectors-help-people

Nate Standifer

Hi There! I’m Nate Standifer, proud owner of Homestead Property Inspections LLC. As a licensed and seasoned home inspector, my commitment is unwavering when it comes to delivering meticulous and precise home inspections for prospective homeowners. With a decade of experience spanning telecommunications, low voltage electrical inspections, and now specializing in home inspections, I’ve cultivated a comprehensive understanding of the intricate systems and components that constitute a home.